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Our Solutions

Built to help your business thrive

From getting paid in store and online to earning repeat customers — explore the full toolkit that makes MClub USA your one business partner.

Payment Processing

Accept every payment — and keep more of it

Take chip, swipe, tap and digital wallets everywhere you sell. Our wholesale pricing and fee-elimination programs are built to put money back in your pocket on every transaction.

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0% / Dual Pricing

Offer a cash price and a card price so card fees are covered at the register — keep 100% of your sale.

Surcharge programs

Compliant surcharging that passes the cost of card acceptance to those who choose to pay by card.

Transparent rates

Clear, competitive interchange-plus pricing with no junk fees and no surprises.

MRB solutions

Specialized, reliable payment acceptance for hard-to-place and high-risk merchant categories.

Online & E-commerce Payments

Get paid online and on the go

Sell beyond the counter. Accept secure payments on your website, by email or text, and over the phone — all flowing into the same account as your in-store sales.

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Virtual terminal

Key in phone and mail orders securely from any browser — no extra hardware needed.

Payment links & invoicing

Send a branded payment link or invoice and get paid in a click.

Online checkout & gateway

Integrated, PCI-compliant checkout with NMI and Authorize.Net for your website or store.

Recurring billing

Set up subscriptions and automatic payments with a secure customer vault.

Loyalty & Marketing

Turn first-time buyers into regulars

Built-in loyalty, reviews and online marketing tools that drive repeat visits and bigger tickets — all connected to your POS and payments.

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Loyalty programs

Points, rewards and digital punch cards that keep customers coming back.

Reviews & reputation

Automatically invite happy customers to leave reviews and grow your local reputation.

Online marketing

Promotions, email and social campaigns to fill slow days and announce what’s new.

Customer insights

Know your best customers and what sells, with reporting tied to every sale.

Need the hardware too?

Explore our Clover, Dejavoo and Poynt POS systems — smart terminals that handle sales, inventory, staff and reporting out of the box.

View POS Systems

Ready to keep more of every sale?

Get a free, no-obligation consultation and statement review. See exactly how much MClub USA can save your business.