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Our Solutions

Built to help your business thrive

From getting paid to getting funded to getting repeat customers — explore the full toolkit that makes MClub USA your one business partner.

Payment Processing

Accept every payment — and keep more of it

Take chip, swipe, tap and digital wallets everywhere you sell. Our wholesale pricing and fee-elimination programs are built to put money back in your pocket on every transaction.

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0% / Dual Pricing

Offer a cash price and a card price so card fees are covered at the register — keep 100% of your sale.

Surcharge programs

Compliant surcharging that passes the cost of card acceptance to those who choose to pay by card.

Transparent rates

Clear, competitive interchange-plus pricing with no junk fees and no surprises.

MRB solutions

Specialized, reliable payment acceptance for hard-to-place and high-risk merchant categories.

Business Funding

Working capital when you need it most

Cover payroll, buy inventory, renovate or expand. Through our funding partners you can access fast, flexible capital based on your sales — not just your credit score.

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Merchant cash advance

Get a lump sum today and repay automatically as a small percentage of daily card sales.

Funding in days

Simple application, fast approvals, and money in your account in as little as 24–48 hours.

Flexible repayment

Payments flex with your revenue, so slow weeks never become a cash crunch.

Renewal options

Re-up as you grow, with better terms the longer you partner with us.

Loyalty & Marketing

Turn first-time buyers into regulars

Built-in loyalty, reviews and online marketing tools that drive repeat visits and bigger tickets — all connected to your POS and payments.

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Loyalty programs

Points, rewards and digital punch cards that keep customers coming back.

Reviews & reputation

Automatically invite happy customers to leave reviews and grow your local reputation.

Online marketing

Promotions, email and social campaigns to fill slow days and announce what’s new.

Customer insights

Know your best customers and what sells, with reporting tied to every sale.

Need the hardware too?

Explore our Clover, Dejavoo and Poynt POS systems — smart terminals that handle sales, inventory, staff and reporting out of the box.

View POS Systems

Ready to keep more of every sale?

Get a free, no-obligation consultation and statement review. See exactly how much MClub USA can save your business.