The information provided by Merchant Club of America (“we,” “us,” or “our”) on mclubusa.com and our related landing pages (the “Services”) is for general informational purposes only. By using the Services, you acknowledge and agree to the following disclaimers.
1. Not Professional Advice
Nothing on the Services constitutes financial, legal, tax, accounting, or other professional advice. You should consult your own qualified advisors before making decisions about payment processing or your business. Your use of any information on the Services is solely at your own risk.
2. No Guarantee of Results or Savings
Statements regarding fee elimination, “0%” or dual-pricing programs, surcharging, rates, and savings are illustrative and not guaranteed. Actual results vary based on your business, transaction profile, card mix, applicable card-brand and legal requirements, and the terms of your agreements with processors and partners. Examples and figures shown (for example, typical savings) are for illustration only and do not guarantee any particular outcome.
3. Dual Pricing, Surcharging & Compliance
Dual-pricing, cash-discount, and surcharge programs are subject to card-network rules and federal and state laws, which change over time and vary by jurisdiction. Eligibility and proper implementation are required for compliance. We do not warrant that any program is suitable for, or compliant in, your specific situation. You are responsible for complying with all applicable laws and card-network rules.
4. Third-Party Products & Services
Payment processing, point-of-sale hardware, payment gateways, and related products and services are provided by or in partnership with third-party providers and are subject to those providers’ eligibility criteria, approval, pricing, and separate agreements. We may receive compensation in connection with referrals or products. We do not guarantee approval, terms, or availability of any product or service.
5. Third-Party Trademarks
Product and company names, logos, and trademarks referenced on the Services — including, for example, Clover, Dejavoo, Poynt, NMI, Authorize.Net, Visa, Mastercard, American Express, Discover, Apple Pay, and Google Pay — are the property of their respective owners. Their use is for identification and descriptive purposes only and does not imply any affiliation with or endorsement by those owners.
6. Testimonials
Testimonials reflect the individual experiences of the persons shown and are not a guarantee that you or anyone else will achieve the same or similar results. Some testimonials may be illustrative.
7. External Links
The Services may contain links to third-party websites. We are not responsible for the accuracy, legality, or content of external sites or for their products and services. Links do not imply our endorsement.
8. Accuracy & Availability
While we strive to keep information current and accurate, we make no representations or warranties about the completeness, accuracy, reliability, or availability of the Services or their content, which may change without notice.
9. Contact Us
Merchant Club of America
22512 Avenida Empresa, Rancho Santa Margarita, CA 92688
Phone: 888-809-2512 · Email: info@mclubusa.com